| First National Bank
has a variety of mortgage loans that will meet your borrowing needs,
and the best thing is, you don't have to be a member to apply.** We have
experienced "on-site" lenders to assist you all the way through the
process. Look at the following selection and choose the loan that will
best fit your needs: |
|
Purchase
Construction Loans
Home Improvement Loan
Refinancing
Land Loans
Second Home or Vacation Home Loans |
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| PURCHASE |
| Buying a home is one of the biggest
investments you will make. First National Bank has several options you
can choose from, even if you are a first time home buyer: |
| |
- Down payment starting at 3%
- 10, 15, 20, 25 & 30 year, long term, fixed rate
- No penalty for early payouts
- Check your loan activity on-line for no-charge
|
| You may visit with us by simply coming by
a First National Bank Branch, by calling us at metro number (830)
216-2216 or just drop us an e-mail at
mortgage@fnbgw.com |
| Click here to apply |
|
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| CONTRUCTION LOANS |
| We have the experience to make your dream
home become a reality with money saving options: |
|
- Finance up to 95% of the acquisition cost
- Terms up to 8 months
- One-time closing on interim to permanent
|
| You may visit with us by simply coming by
a First National Bank Branch, by calling us at metro number (830)
216-2216 or just drop us an e-mail at
mortgage@fnbgw.com |
| Click here to apply |
|
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|
| HOME
IMPROVEMENT LOANS |
| Does your home need an extra room for your
growing family? Would you like to remodel your kitchen or add a patio?
If you're considering adding on to your home, First National Bank has
a home improvement loan waiting for you: |
|
- Possible financing up to 100% of the improvement loan
|
| You may visit with us by simply coming by
a First National Bank Branch, by calling us at metro number (830)
216-2216 or just drop us an e-mail at
mortgage@fnbgw.com |
|
Click here to apply |
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| REFINANCING |
| You may be able to save hundreds, even
thousands of dollars just by lowering your interest rate when you
refinance your home with First National Bank. |
|
- Minimal or no out of pocket closing costs
- Lower your monthly payment
- Shorten the term to pay-off earlier
|
| You may visit with us by simply coming by
a First National Bank Branch, by calling us at metro number (830)
216-2216 or just drop us an e-mail at
mortgage@fnbgw.com |
| Click here to apply |
|
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| LAND LOANS |
| Have you found the ideal property that you
would like to call your own? First National Bank can make help you
make it a reality: |
- Up to 90% financing
- Terms of 2, 3, or 5 year balloons on a 15 year amortization
- Local service with years of experience in real estate lending
|
| You may visit with us by simply coming by
a First National Bank Branch, by calling us at metro number (830)
216-2216 or just drop us an e-mail at
mortgage@fnbgw.com |
| Click here to apply |
|
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|
VACATION OR SECOND HOME |
| Do you want to get away for a weekend? Are
you considering purchasing a second home at the beach or in the hill
county? Let First National Bank make your dream come true with a
second home loan: |
- Financing up to 90% of the sales price
- Term options available
- Long term fixed rates
|
| You may visit with us by simply coming by
a First National Bank Branch, by calling us at metro number (830)
216-2216 or just drop us an e-mail at
mortgage@fnbgw.com |
| Click here to apply |
|
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**All loans are
subject to credit approval |
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Loan Officers and phone numbers |
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Ross Harris 361-449-1571, ext. 1214
President |
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George T. Johnson 361-449-1571, ext. 1217
Executive Vice President |
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Carol C. Maurer 361-449-1571, ext. 1213
Senior Vice President |
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Lynda Richter 361-786-3553
President (Three Rivers Office) |
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Andy M. Eubanks 830-216-2216
President (Floresville Office) |
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David N. Ramirez 210-928-3595
President (San Antonio Office) |
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| Peggy Kasper 361-786-3553 |
| Assistant Vice President |
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| Jacque Walpole 830-216-2216 |
| Assistant Vice President |
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| Cynthia Stanley
210-928-3595 |
| Assistant Vice President |
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