First National Bank’s Plus Checking account is designed for our customer seeking peace of mind. When you are in need of a little extra to cover unexpected expenses or discrepancies in your check book; Plus Checking has automatic overdraft protection.
Our classic NOW account pays a variable interest rate on your average daily balance. Take advantage of our minimum monthly average balance requirements to make your service charge disappear.
Invest your money wisely with our FDIC insured Money Market investment account. Earn a competitive interest rate and keep your investment right where you can see it…at your local bank.
It does just what is says, saves money. This account allows you to put away for a rainy day, earn interest, and make transfers between accounts a breeze.
Competitively priced interest rates allow you to earn more income in exchange for committing your deposit for a specific period of time. The longer you invest the higher your rate.
First National Bank has several IRA plans to fit your retirement needs. We know planning for your future is important and we want to help you meet those goals.
We have competitively priced rates and terms along with knowledgeable people to help you chose what it best for you.
Traditional IRA – Tax-deffered retirement plan that allows you to make contributions.
Roth IRA – Accumulate your interest tax free.
Coverdell Education Savings Account (CESA) – Shelter income to provide for a child’s education costs from elementary to college. You can use the money for tuition, books, computers and other school supplies.
No Service Fees
Early withdrawal penalties apply
NOTICE: OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
